The dates that matter most
- Prompt notice. Policies require you to report a loss promptly. Late reporting is one of the most common reasons claims get harder.
- Proof of loss. If the carrier asks for a sworn proof of loss, many policies allow 60 days from the request.
- Appraisal decision. Not a policy deadline — a self-set checkpoint so a disagreement doesn’t drift for months.
- Depreciation recovery. Replacement cost policies typically require repairs within a set window to release holdback.
- Suit limitation. Many policies limit when a lawsuit can be filed. Appraisal may not pause that clock.
ImportantThis planner uses only the numbers you enter. It isn’t legal advice, and courts can read deadlines differently. If one is close, talk to an Oklahoma attorney now.
Questions about this tool
Is the date of loss the day I noticed the damage?
Usually it’s the date of the storm or event. Storm reports for your address can help pin it down.
Does demanding appraisal extend my suit deadline?
Not automatically. Protect the suit-limitation date on its own track.
What does the .ics file do?
It adds each milestone as an all-day event in Google Calendar, Outlook or Apple Calendar. The file is created in your browser.